Coverage & Payment

Insurance & Payment Options

We accept most major commercial insurance plans, Medicare, and Medicaid. Transparent self-pay pricing with no surprise bills.

Verify Your Coverage Book Appointment

Medical Director: Dr. Mojdeh Heidari, MD

Accepted Plans

Insurance We Accept

This list is not exhaustive. Call us to verify your specific plan and benefit level before your visit.

Aetna

Anthem Blue Cross Blue Shield

Cigna

UnitedHealthcare

Humana

Medicare (Parts A & B)

Medicare Advantage

Medicaid / HUSKY Health (CT)

Oxford Health Plans

Harvard Pilgrim

Tufts Health Plan

ConnectiCare

Tricare

Workers' Compensation

Most PPO & HMO Plans

Out-of-Network (upon request)

Not sure if your plan is accepted?

Call us at (860) 838-8799 with your insurance card handy and we'll verify in minutes. For Spravato® specifically, we verify benefits and handle prior authorization before scheduling your first session.

No Insurance? No Problem.

Self-Pay Options

We offer transparent, affordable self-pay pricing for patients without insurance or those whose plans we don't accept. Prices are discussed upfront - no surprise bills after your visit.

Flat-rate urgent care visitsCompetitive pricing vs. ER copays - ask at check-in

Lab and testing discountsSelf-pay lab rates significantly below hospital pricing

Spravato® patient assistanceJanssen CarePath program available - ask about enrollment

Payment plans availableWe can work with you on larger balances - speak to our billing team

Billing Questions

Common Billing FAQs

Do I need a referral to be seen?

For urgent care visits, no referral is ever needed. For primary care or specialist services, it depends on your insurance plan type. HMO plans typically require referrals; PPO plans generally don't. Call us with your plan details and we'll advise.

What do I owe at the time of my visit?

If you have insurance, you'll typically owe your copay or coinsurance at the time of service. For self-pay patients, we collect the service fee at checkout. We accept all major credit cards, FSA/HSA cards, and cash.

Are aesthetic services covered by insurance?

Cosmetic procedures (Botox for wrinkles, fillers, laser hair removal, microneedling) are not covered by insurance and are billed as self-pay. Therapeutic Botox for migraines and Botox for hyperhidrosis may be covered by some plans - ask at consultation. Medical weight management (GLP-1 medications) has variable coverage depending on your plan.

How does Spravato® billing work?

Spravato® has two billing components: the medication itself (billed as a pharmacy benefit under Part D or your drug formulary) and the administration/monitoring fee (billed as a medical benefit). We handle prior authorization and coordinate both. For uninsured patients, the Janssen CarePath program can reduce cost to as little as $10 per session for eligible individuals.

Have Questions?

Talk to Our Billing Team

Our staff can verify your insurance, estimate your out-of-pocket costs, and walk you through payment options before your visit.

Call (860) 838-8799 Email Us